PROTECTING NATUROPATHIC PHYSICIANS

FREQUENTLY ASKED QUESTIONS

How does a Claims-Made Policy work?

Answer

A claims-made policy provides coverage for claims of alleged incidents that both occur and are reported on or after the retroactive date and before the policy terminates. Claims-made coverage is triggered when:

1. The alleged incident occurs on or after the policy’s retroactive date and before the policy terminates, and;
2. A written claim is reported during the current policy period, during the basic reporting extension period 30 days following termination of your policy, or during any applicable extended reporting period, if obtained.

Depending on the retroactive date, a claims-made policy may increase in cost over the first five years until it reaches the mature rate. Call for details.

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