Working Capital Loans

Working Capital Loans

A Cash Flow Bridge to Help You Grow and Expand Your practice

From time to time everyone needs an extra boost of cash for their practice. Now you can get the funding you need ... when you need it ... with a working capital loan from NCMIC. With an NCMIC Working Capital Loan, you get to choose how to use your cash.

How to Use Working Capital
  • Bridge cash flow
  • Purchase inventory
  • Launch a new marketing campaign
  • Other business expenses & more
Program Advantages
  • Up to $20,000 Cash in 48 Hours or Less! – Loan amounts of $5,000 up to $20,000 are available. Receive your money in 48 hours or less, with money sent the same day via ACH to your bank account.
  • Express Applications & Approvals – Our short express request application can be completed in just a couple of minutes and credit decisions are made within 2 hours or less by NCMIC.
  • Flexible Terms – Choose repayment terms of 12, 24 or 36 months ... flexible to meet your needs.
  • No Collateral – Money can be used for any general business expense and no collateral is required.
  • No Hidden Fees or Prepayment Penalties – NCMIC offers honest terms with no hidden fees. Plus, you can pay off your loan whenever you’d like, without any prepayment penalties.
Request Funding Now

Receiving working capital cash is as simple as 1-2-3 ...

  1. Complete an Express Request – Takes only a couple minutes.
  2. Response from NCMIC – Terms and approval status in 4 hours or less.
  3. Same-Day Funding to You – ACH deposit in your bank.

Request more information.




800-396-7157, ext. 5262

Working capital loans offered by NCMIC Finance Corporation are subject to credit approval, for business purposes only and may not be used for personal, family or household purposes.  Minimum loan amount is $5,000 – maximum $20,000.  A $200 documentation fee is required.  Express request applications received after noon, CST, will receive terms and credit decision the next business day.  When original, signed loan documents are received by 2 p.m., CST, funding can be sent same-day via ACH. Your financial institution may not allow access to funds until the following day. 

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